Loaded Nachos

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Loaded beef nachos with cheese and toppings
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Loaded Nachos

Loaded nachos work best built in layers so every chip gets cheese and toppings, not just the ones on top. Season the beef well, shingle the chips across a sheet pan, and layer beef and cheese twice before baking. Finish with cool toppings after the cheese melts. The whole pan comes together in 30 minutes and feeds six.

Prep15 min
Cook15 min
Total30 min
Serves6
Makes1 large sheet pan
LevelEasy

Ingredients

  • 1 pound ground beef
  • 1 tablespoon chili powder
  • 1 teaspoon ground cumin
  • 1/2 teaspoon garlic powder
  • 1/2 teaspoon salt
  • 1 large bag tortilla chips
  • 3 cups shredded Mexican blend cheese
  • 1 15-ounce can black beans, drained and rinsed
  • 1 jalapeno, sliced
  • 2 Roma tomatoes, diced
  • 1/4 cup sliced green onions
  • Sour cream, guacamole, and salsa, for serving

Directions

  1. Preheat the oven to 400F. Line a large sheet pan with foil or parchment.
  2. Cook the ground beef in a skillet over medium-high heat until browned, about 7 minutes. Stir in the chili powder, cumin, garlic powder, and salt.
  3. Spread half the tortilla chips on the sheet pan in an even layer. Top with half the beef, half the black beans, and half the cheese.
  4. Repeat with the remaining chips, beef, beans, and cheese.
  5. Bake 8 to 10 minutes, until the cheese is fully melted and bubbling.
  6. Scatter the jalapeno, tomatoes, and green onions over the top. Serve with sour cream, guacamole, and salsa.

Tips and variations

  • Build in two layers so the cheese and beef reach the chips in the middle, not just the top.
  • Shred your own cheese from a block. It melts smoother than the pre-shredded bags.
  • Add wet toppings like tomatoes, sour cream, and salsa after baking so the chips stay crisp.
  • Use sturdy restaurant-style tortilla chips that can hold the weight without going soggy.

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Common questions

How do I keep nachos from getting soggy
Layer the chips and bake just until the cheese melts, then add wet toppings like salsa and sour cream only after baking.
What cheese melts best on nachos
A shredded Mexican blend or a mix of Monterey Jack and cheddar melts smooth. Shred it from a block for the best melt.
Can I make nachos without meat
Yes. Double the black beans or add seasoned pinto beans and roasted vegetables in place of the beef.
What is the best way to build nachos
Layer the chips, beef, beans, and cheese in two rounds across a sheet pan so every chip gets covered, then bake.

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